Decide where and how you want to live after your retirement and explore your financial needs to meet these goals.
Evaluate your retirement savings and expand your investment options, if needed, to balance future growth with current income.
Plan your savings and insurance to help protect yourself or your spouse should either of you require health care for an extended period.
If you have a business, you need to plan for a fair and predictable transfer of your business should you die or wish to move on.
Review coverage for disability and life coverage in light of possible retirement plans and grown children; consider umbrella liability coverage.
Work with an advisor to develop or review a plan for your property and assets, including your Will, trusts, liquidity of assets and gifting.
Changes in your family or other circumstances make it important to regularly review your plans for your property and your medical care.
Make sure that you're using your benefits to your advantage, including retirement plans, insurance, health coverage and even group discounts.
Annuities are insurance products that can guarantee* you a fixed income after you retire. They can be a supplement to other savings plans.
*Guarantees are backed by the claims paying ability of the insurance company.